Personal Loans India : Personal Loan From Axis Bank
Axis Bank offers personal loan the product name is Personal Power we have compiled the Information about personal loan of Axis Bank.The Information about the Personal loan is given below:
Personal Loan for your needs
Axis Bank’s personal Loans. Go on your dream holiday, buy the latest lifestyle gizmo, gift your wife a lovely diamond ring, renovate your house or just squash a temporary cash crunch. Let us give you a helping hand. Our personal loans will meet all your personal requirements.
Eligibility for Personal Loan Product “Personal Power”
Salaried Employees Salaried doctors, CAs, employees of select MNCs, public and private limited companies, government sector employees including public sector undertakings and central and local bodies:
* Minimum age of applicant: 21 years
* Maximum age of applicant at loan maturity: 60 years
* Minimum employment: 2 years cumulative experience or 6 months for salaried professional
* Minimum net monthly income: Rs 7,000 per month
* Maximum loan available: Rs 10 lacs
* Special offer for salaried professional applicant
Self-employed Doctors Self-employed doctors include self-employed MBBS or BDS and doctors with higher qualification.
* Minimum age of applicant: 24 years to 65 years at the time of loan maturity
* Experience (doctors): 2 years continuous employment
* Minimum annual income: Rs 2.40 lacs per annum gross receipts (Rs 1.80 lacs per annum for select locations)
* Maximum loan available: Rs 20 lacs for self employed doctors
Self-employed Professionals Self-employed Professionals include self-employed chartered accountants, engineers, MBA consultants, architects, company secretaries, cost accountants.
* Age of applicant: from 24 years to 65 years at the time of loan maturity
* Minimum employment: 3 years continuous employment
* Minimum annual income: Rs 75,000 per annum (Rs 60,000 per annum for select locations)
* Maximum loan available: Rs 15 lacs for self-employed professional
Documentations
Documents Salaried Individuals
Identity proof Passport or voter’s card or driving licence or PAN card and photograph
Income proof Latest salary slip showing all deductions or Form 16 along with current dated salary certificate (for salaried) or ITR (last 2 years) and computation of income (last 2 years) certified by a CA, balance sheet, profit and loss statement (for self-employed)
Residence proof Ration card or passport or latest electricity bill or latest telephone bill or latest credit card bill bank statements, last 6 months bank statements
Proof of telephone Latest bill of landline or mobile or WLL stating name of borrower or address of borrower employment proof or business continuity proof
Employment proof or Business continuity proof
For detail Information Log on to:
http://www.axisbank.com