Now Indian Banking industry is growing and there are several banks Public sector Banks,Private sector Banks,and cooperative Banks are working in India.There was 14 major banks nationalized in 1969.this step led to a shift from class Banking to Mass Banking.
Indusland Bank was the first private bank to be set up in India. IDBI, ING [...]
Interest rate is a main measurement to measure a loan cheap or costly. Interest rates are the most critical of all the costs that you pay. Therefore you should go for the cheapest option. Beware of banking terms like flat interest rates that appear to be cheaper but are in fact the most expensive. [...]
Read More... There are some tips has given to Negotiate your Personal Loan
* Remember all rates are negotiable. You can always play off one lender against the others to some extent.
* Once you have reached the limit of negotiation on interest rates you can then negotiate the other charges especially upfront fees.
* Bundle your loan request [...]